Frequently Asked Questions
We’re Here for You
Do you offer free consultations to new customers?
We offer FREE financial assessments and let you know how we can compliment your family or business needs at no obligation to you.
Why do I need to buy life insurance or long-term care insurance?
Life insurance is there to help your loved ones with financial needs if you aren't there anymore. Consider your mortgage and other debts, how much income would need to be replaced, money to cover a funeral, and college for the kids.
It might be hard to imagine now, but chances are you’ll need some help taking care of yourself later in life. Long-term care refers to a host of services that aren’t covered by regular health insurance. This includes assistance with routine daily activities, like bathing, dressing or getting in and out of bed. The big question is: How will you pay for it? Buying long-term care insurance is one way to prepare. Let's talk about it.
What if I already have an advisor?
That's great! Let us take a look at your plans and see how we can enhance or add on to your plan to make it more robust.